Tag: Credit Score
Refinancing your student loans can make good financial sense, and thatâs especially true if your current loans are stuck at a high-interest rate. With a new loan at a lower APR, you could save a bundle of money on interest each month and ultimately pay your student debt off faster. Consolidating several loans into one […]
The post The Best Student Loan Companies For Refinancing appeared first on Good Financial Cents®.
Dealing with a bill collector is never fun and it can be particularly stressful when you’re sitting on a mountain of debt. Sometimes debt collectors fail to follow the rules outlined in the Fair Debt Collection Practices Act. If that’s … Continue reading →
The post The Worst Ways to Deal With a Bill Collector appeared first on SmartAsset Blog.
One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, âyour consumer rights may be limitedâ if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]
Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.
A credit card is designed to help you in an emergency, to give you options when there are none. But what happens if you have a maxed-out credit card in one hand and an empty card in the other, can you use one credit card to pay off the other and, more importantly, should you? The short answer is yes and… probably not. […]
Can you Pay a Credit Card with a Credit Card? is a post from Pocket Your Dollars.
Has your credit card been declined when you tried to pay something? Then you know how embarrassing it can be. Youâll probably assume that it was declined because of insufficient funds. But what if your credit card issuer completely shut down your account and you donât have that credit limit? Sure, this doesnât really happen that often. But itâs still… Read More
The post Help! My Credit Card Company Closed My Account appeared first on Credit.com.
If you’re looking to repair your credit, you may have come across websites that advertise a credit privacy number, credit protection number or CPN. These numbers are nine digits like a Social Security number (SSN), and sellers claim that you … Continue reading →
The post Why You Should Not Buy a Credit Privacy Number (CPN) appeared first on SmartAsset Blog.
The COVID-19 coronavirus pandemic has affected everyone all around the world. Extended isolation and sudden job losses have everyone thinking about their futures. Lots of people are concerned about losing a reliable income source during this time of crisis. Some have even been forced to shut their businesses. The global pandemic has turned many people’s… Read More
The post How to Protect Your Credit Score During COVID-19 appeared first on Credit.com.
In a recession itâs common for many people to rely on credit cards and loans to balance their finances. Itâs the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]
The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.
If youâre unable to pay back a large amount of debt, you might be interested in learning more about debt settlement. Debt settlement works to negotiate with your creditors to forgive all or part of your debt. Throughout this process,…
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The post Understanding Debt Settlement Letters appeared first on MintLife Blog.
Freelance workers are a big part of the U.S. economy, but the pandemic has put extra hurdles in their path to getting a mortgage. Hereâs what has changed, and what you should expect.
The post Self-Employed and Applying for a Mortgage? Here’s What’s Changed Since COVID-19 appeared first on Real Estate News & Insights | realtor.com®.